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homebuilders

Here’s How Big Oil’s Six-Figure Jobs are Hurting U.S. Home-Building Business

Construction companies that build homes for Americans in some U.S. states are losing skilled workers to the big oil companies. // That’s because big oil is offering big bonuses and six-figure salaries that ...
mcdonalds

Lagging Sales at McDonald’s is Side Effect of Changing Budget-Dining Habits

How much of diminishing sales at this nation’s biggest fast-food eatery is due to rising prices and how much is tied to healthier eating habits? // There is no definitive answer, although both factors play ...
mortgage-refinancing-boom

Mortgage Refinancing Applications Surge as Rates Fall to Near or Below 4%

Mortgage applications for refinancing shot up 23 percent last week as interest rates slipped to near 4 percent or below, according to the national index provided by the Mortgage Bankers Association (MBA). // Overall, ...
Treasury Plan Aims for Broader 401(k) Retiree Options

Only 34% of Middle-Class Americans Contribute to 401(K), Other Retirement Savings

Saving for retirement remains a struggle for most middle-class Americans, with 34 percent not contributing to any retirement account, whether a 401(k), an IRA or other savings vehicle, according to a new survey ...
Regulator Finds Citibank in Violation of Bank Secrecy Act

Citibank Customers to See Higher Deposit Account Fees in January, But Here’s How to Avoid Them

Beginning on Jan. 1, Citibank’s monthly fees on Citi rewards checking accounts will jump from $20 to $25, and fees on basic accounts will increase from $10 to $12. // You can avoid these fees as long as ...
ocwen-financial-office

N.Y. Regulator: Ocwen Backdated Denial Letters to Homeowners Seeking Mortgage Modifications

Ocwen Financial, one of the largest U.S. mortgage servicers, wrongfully denied hundreds of thousands of borrowers mortgage modifications, many of them seeking to prevent foreclosure, New York’s financial regulator ...
Home Sales

Home Resales Rebounding, But Below Year-Ago Level; U.S. Median Price at $209,700

The market for existing homes has apparently gotten over the summer dolldrums, with resales bouncing back in September to their highest annual pace of the year, according to the National Association of Realtors. ...
apple-pay

Apple Pay’s Pros & Cons: Don’t Lose Your iPhone or Overpay, But Transactions Likely Safer

Apple Pay, the most eagerly-awaited and widespread smartphone-based mobile payments system, launched today in some 220,00 brick-and-mortar stores in the U.S. Apple’s new payment service, primarily via its newest ...
online-payday-loans

FTC: Health Formulas’ ‘Free’ Trial Offers Led to Illegal Account Debiting

A U.S. agency has taken the first legal action against a marketer under the Restore Online Shoppers’ Confidence Act (ROSCA), which prohibits an online transaction unless detailed terms have been disclosed and ...
Fannie Mae and Freddie Mac

Mortgage Giants Fannie, Freddie Set to Ease Standards for Borrowers with Weak Credit

Many potential homebuyers with weak credit profiles still cannot get a mortgage, despite average interest rates slipping below 4 percent again and some homeowners eager to sell as home prices have recovered. The ...
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