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| Category | *Rates |
| Low Interest Cards | 7.25 - 14.25% |
| Balance Transfer Cards | 7.25 - 16.24% |
| Cash Back Cards | 8.25 - 15.24% |
| Airline Miles Cards | 13.24 - 14.50% |
| Gas Rewards Cards | 13.24 - 15.24% |
| Rewards Cards | 8.25 - 15.24% |
| Rates | 7/22 | 7/15 | |
| 30-Year Fixed | 4.56 | 4.57 | |
| 15-Year Fixed | 4.03 | 4.06 | |
| 1-Year ARM | 3.70 | 3.74 | |
| Source: Freddie Mac | |||
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| *(in billions) |
May '10 | April '10 | March '10 |
| Revolving Credit (Credit cards) Average Rate |
$830.8 (-10.5%) 14.48% |
$838.2 (-11.8%) na |
$846.5 (-5.3%) na |
| Non-Revolving Credit (Car loans, others) **Average 4-Year Rate |
$1,584.5 (-1.4%) 6.26% |
$1,586.3 (-4.9%) na |
$1,592.8 (-1.0%) na |
| Category | Borrowers |
| All Modification Trials Started | 1,282,912 |
| Active Modification Trials | 364,077 |
| Permanent Modifications | 389,198 |
| Cancelled Modification Trials | 520,814 |
| *Share of Eligible in Program | 46% |
| 1. American Express | 6. U.S. Bank |
| 2. Discover Card | 7. Chase |
| 3. National City | 8. Citi Cards |
| 4. Wells Fargo | 9. F.N.B. of Omaha |
| 5. Barclaycard | 10. Bank of America |
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|---|---|---|---|---|---|
| American Express | Bank of America | Chase | Citigroup | Discover | Wells Fargo |
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