Interest rates on new credit card offers nudged up to 15.05 percent this week, from 15.03 percent the previous week, according to CreditCards.com.
Six months ago, the national average was at 14.94 percent.
Barclays fueled this week’s rate change by increasing the APR on the Wyndham Rewards Visa Signature card. Consumers who access the card online are now offered an APR range of 15.24 percent to 19.99 percent. Previously, some applicants were offered an APR as low as 13.24 percent.
The sporting goods store Cabela’s also adjusted card APRs this week, CreditCards.com said. Cabela’s lowered the minimum available APR for non-store purchases from 15.17 percent to 15.16 percent.
Meanwhile, American Express and Chase had an impact as well. Chase reinstated the 15-month, 0 percent APR offer on the Chase Freedom card after briefly eliminating it. American Express changed the introductory offer period for the Blue for Business card. Cardholders now have nine months to make interest-free purchases.
The CreditCards.com average is composed of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers and representing every card category.
Introductory (teaser) rates are not included in the calculation.