A key democratic senator has joined a prominent consumer group in urging the Federal Reserve to act now, three months before reform laws take effect, to stop “unfair” rate hikes and other “abusive” ...

Citibank is offering their customers an “earn interest back” option to offset higher interest rates.  The catch: they need to spend as much as $1,000 minimum every month to get a 10 percent reduction ...

A credit card lets you buy things and pay for them over time. Using a credit card is a form of borrowing: you have to pay the money back. When you are choosing a credit card, there are many features — and several ...

Some credit card issuers have raised interest rates, minimum payments due and lowered credit limits ahead of new laws that take full effect in February 2010. These findings, according to Consumer-Action.org’s ...