For the first time, the Federal Trade Commission has taken action against a debt collector for unlawfully using text messaging. A Glendale, California-based debt collector will pay $1 million dollars to settle FTC charges that it violated both the Fair Debt Collection Practices Act and the FTC Act, the U.S. agency said Wednesday.

The wide disparity in the productivity of HAMP (Home Affordable Modification Program) — based on the update provided by U.S. Treasury and housing officials Friday — bolsters the claims by a government watchdog released last month that called the program’s re-default rate “alarming.”