Bank of America has moved at a faster clip than Wells Fargo, JPMorgan Chase and Citigroup in meeting obligations to help borrowers facing possible foreclosure under last year’s $25 billion National Mortgage Settlement. The latest audits credits Bank of America with 97 percent of its required $7.6 billion in consumer relief as of the end of last year.

The 2013 College Student Pulse, a national survey of over 1,000 high school seniors and college students, also found that the only expense that parents are significantly more likely to pay is students’ monthly cell phone bills. Not surprisingly, student loans play the biggest role in paying for tuition.

The nation’s top housing official said more banks in coming weeks will join the original five as part of the historic settlement. In another development, talks are underway to strengthen new rules against “dual tracking” — the practice of foreclosing on homeowners who are trying to negotiate a mortgage reduction plan.