Credit card delinquency rates in October continued to rise, and this trend will likely lead to higher industry-wide charge-offs – loans considered uncollectible – in the coming months, said Moody’s Investor’s Service. Loans at least 30 days overdue climbed to 6.12 percent in October from 5.97 percent in September.

A U.S. District Court Judge has found that LifeLock should not be allowed to use its practice of placing fraud alerts on customers’ credit reports. Experian, one of the three national credit bureaus, claimed in its lawsuit that LifeLock doesn’t have the legal authority to request fraud alerts on behalf of consumers.