November 11, 2009 by Staff
Filed under Consumer & Credit Trends
Many credit counseling organizations are nonprofit and work with you to solve your financial problems. But beware — just because an organization says it is “nonprofit” doesn’t guarantee that its services are free or affordable, or that its services are legitimate.
| Rates | 9/2 | 8/26 | |
| 30-Year Fixed | 4.32 |  |
4.36 |
| 15-Year Fixed | 3.83 | |
3.86 |
| 1-Year ARM | 3.50 | |
3.52 |
| Source: Freddie Mac | |||
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See Articles on Foreclosure Crisis |
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| *(in billions) |
June '10 | May '10 | April '10 |
| Revolving Credit (Credit cards) Average Rate |
$826.5 (-6.5%) na |
$831 (-10.2%) 14.48% |
$838.1 (-11.8%) na |
| Non-Revolving Credit (Car loans, others) **Average 4-Year Rate |
$1,592 (+2.4%) na |
$1,588.8 (+1.4%) 6.26% |
$1,587 (-3.5%) na |
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|---|---|---|---|---|---|
| American Express | Bank of America | Chase | Citigroup | Discover | Wells Fargo |
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