Credit standards on commercial and industrial loans “changed little” in the final months of 2011, just as U.S. banks saw stronger demand for these types of loans, according to the latest quarterly survey of ...

Payday loans provide consumers quick cash, but they also are notorious for terms that can equal an annual percentage rate of more than 400 percent. Often, these small-amount loans must be repaid before the costumer’s ...

A national measure of consumer credit defaults – when borrowers stop paying back loans – recorded increases in most loan types for December, and a fourth straight month in first mortgage defaults. Bank card ...

U.S. consumer borrowing – via credit cards and auto and student loans – made the biggest jump in November since the onset of the financial crisis, surging at a 9.9 percent seasonally-adjusted annual rate, according ...

You’ve probably already seen the promotion in your e-mail inbox, your actual mailbox or on countless website ads: A $100 “cash back bonus” if you sign up for a credit card. Three of the biggest card issuers ...

Just a year ago, the credit card division of the nation’s largest bank, JPMorgan Chase, saw a charge-off rate of 7.16 percent. That’s a stark contrast from November 2011 when Chase wrote off 4.02 percent ...

The national mortgage delinquency rate – the ratio of borrowers 60 days or more past due – will peak in early 2012 at just above 6 percent, but will slip to about 5 percent by the end of next year, according ...

Open credit card accounts held by Americans in the third quarter of this year were 23 percent below their peak in the second quarter 2008, and balances on those cards were nearly 20 percent below their highest levels ...

More borrowers were late on their mortgage payments by 60 days or more in the third quarter, compared to the previous quarter, marking the first jump in the home loan delinquency rate since the end of 2009, reported ...

Credit card customers more than 60 days late on their payments hit a 23-month low in August, according to Fitch Ratings. These “late-stage” delinquencies have decreased every month of 2010, compared to each ...