You’ve probably already seen the promotion in your e-mail inbox, your actual mailbox or on countless website ads: A $100 “cash back bonus” if you sign up for a credit card. Three of the biggest card issuers ...

Just a year ago, the credit card division of the nation’s largest bank, JPMorgan Chase, saw a charge-off rate of 7.16 percent. That’s a stark contrast from November 2011 when Chase wrote off 4.02 percent ...

The national mortgage delinquency rate – the ratio of borrowers 60 days or more past due – will peak in early 2012 at just above 6 percent, but will slip to about 5 percent by the end of next year, according ...

Open credit card accounts held by Americans in the third quarter of this year were 23 percent below their peak in the second quarter 2008, and balances on those cards were nearly 20 percent below their highest levels ...

More borrowers were late on their mortgage payments by 60 days or more in the third quarter, compared to the previous quarter, marking the first jump in the home loan delinquency rate since the end of 2009, reported ...

Credit card customers more than 60 days late on their payments hit a 23-month low in August, according to Fitch Ratings. These “late-stage” delinquencies have decreased every month of 2010, compared to each ...

Credit card delinquencies – payments overdue at least 90 days – fell again in the second quarter of 2010 – and the average individual card debt fell below $5,000 for the first time since 2002. Consumers are ...

Mortgage delinquencies – borrowers 60 or more days past due – posted a 14.8 percent increase in the second quarter of 2010 compared to the same quarter last year, according to credit reporting bureau TransUnion. The ...

A new telemarketing sales rule prohibits for-profit companies that sell debt relief services over the telephone from charging an upfront free, according to the Federal Trade Commission. Starting Oct. 27, these companies ...

Hurt by a big drop in trading revenue, Citigroup reported a 37 percent slide in second-quarter profit to $2.7 billion, or 9 cents a share, compared to $4.28 billion, or 49 cents, a year ago. Citigroup results topped ...