Auto loan delinquencies edged upward for third quarter 2009, while the average auto debt slipped to $12,542, according to TransUnion’s analysis. The year-over-year delinquency rate was up by 1.25 percent in the third quarter, the credit reporting bureau said.

Credit card delinquency rates in October continued to rise, and this trend will likely lead to higher industry-wide charge-offs – loans considered uncollectible – in the coming months, said Moody’s Investor’s Service. Loans at least 30 days overdue climbed to 6.12 percent in October from 5.97 percent in September.