For nearly a decade, consumers have had the right to a free copy of their credit report from the three primary credit bureaus – and they earned it by demanding that right from members of Congress, who were deluged ...

The Federal Trade Commission is warning marketers that background screenings through six mobile applications may be violating the Fair Credit Reporting Act. The FCRA protects the privacy of personal information ...

A national measure of consumer credit defaults – when borrowers stop paying back loans – recorded increases in most loan types for December, and a fourth straight month in first mortgage defaults. Bank card ...

Personal finance author and TV personality Suze Orman has launched her own prepaid debit card that charges low fees, compared to similar offerings on the market, and is tied to a unique pilot program with TransUnion, ...

The latest anti-big bank crusade is called Balance Transfer Day and urges consumers to ditch high-interest credit cards and move into promotional zero-percent cards from smaller institutions. The Facebook page for ...

If you are taking out a mortgage or equity line of credit, a new credit report with more detailed data on your financial history is now available to lenders and will soon include a new score to better determine ...

A new round of credit card rules take effect today, including a $25 penalty fee cap, a ban on “inactivity fees” and a “one-fee limit” that prevents card issuers from piling on fees for a single event or ...

The Federal Trade Commission has sent “warning letters” to 18 websites that claim to offer free credit reports, alerting the owners that they must comply with a new disclosure law. The FTC’s amended Free Credit ...

The Federal Housing Administration will require new borrowers to have a minimum FICO score of 580 to qualify for its flagship 3.5 percent down-payment program – and those with scores of less than 500 will no longer ...

Those denied a loan or credit card, or turned down for a job because of credit history, will be able to get a free credit score, according to an amendment passed by the Senate as part of the broader financial oversight ...