One in 20 respondents to a new survey admitted having, or once having, a checking or savings account or credit card without telling their spouse or significant other.
One-third of Americans (32 percent) are dissatisfied with their credit score, while 28 percent lack confidence that their current score can help them accomplish their goals.
That much-studied and targeted group of Americans known as Millennials, born between the early 1980s and mid-1990s, are big users of Alternative Financial Services (AFS).
The average time to close a mortgage loan increased by 3 days to 49 total days in November, the longest time to close since February of 2013.
The CFPB said its investigation found that the companies inaccurately reported information for more than 84,000 accounts on a “widespread and systemic basis.”
Lenders will sometimes ask your income when reviewing your loan application — and certainly a higher income may work in your favor — but your credit score doesn’t factor in your salary.
“The typical consumer does not understand what a BEACON score is or know that fewer than 20% of consumers have a BEACON score of 800 or higher.
The national credit score — as measured by the VantageScore formula created by the three credit bureaus — improved by three points over the last year, and by five points…
The credit score for purchase mortgages have hit a record high of about 755.
“Sprint failed to give many consumers required information about why they were placed in a more costly program, and when they did, the notice often came too late for consumers to choose another mobile carrier.”