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Posts by J. Lipsky

In Your Face Credit: MasterCard Testing Facial Recognition Scanning

Passwords and fingerprints may soon become obsolete. Now comes “facial recognition” as the next step in the mobile payments evolution. MasterCard is testing online purchases that can be approved...

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Dropout Rate Hits 51% in Obama’s Mortgage Modification Program

More than half – 682,659 homeowners –of the more than 1.3 million borrowers in the Obama Administration’s mortgage modification effort have dropped out of the program as the foreclosure crisis...

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More Americans Say Bank Deposit Insurance Too High at $250,000

More Americans (34 percent) say U.S. bank deposit insurance is too high at $250,000, compared to 22 percent who say it should be higher, says a new Rasmussen survey. However, 9 out of 10 Americans...

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Discover ‘It’ Card Offers Late-Payment Forgiveness, Few Penalties

Discover Financial Services is hard at work promoting its newest “It” card on television commercials, with a feature that consumer advocates hope becomes more of a trend: late-payment...

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Home-Building Jobs Growing Much Faster Than Overall Rate

There is a bright spot in Friday’s overall gloomy jobs report: construction jobs are growing more than twice as fast as the overall employment rate.And most of those workers are building new homes,...

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Borrowers, Should You Be Ready for Fed’s First Interest Rate Hike?

Even Wall Street’s closest followers of the Federal Reserve’s policy makers are not exactly sure when the first short-term interest rate hike will come, but consensus has unified on September, at...

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About the Author

Hello, I am John, born in Cedar Rapids, but lived a lot of years in Latin America. I am an economist and have specialized in credit and debt. Originally sovereign debt, but later on, in credit score management and debt consolidation. I write for many publications. Here in eCreditDaily, I write about credit, second chance banking, and debt. I also write for other websites and bulletins about inflation and country risk.

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